RCS Financial Planning, LLC

EST. AUM
$241,347,380

CONTACTS

CLIENT ACCOUNTS
675

Firm Details

Metro area Baltimore
CRD Number 291678
Website rcsplanning.com
Client types

Overview

RCS Financial Planning, LLC is an Annapolis, Maryland–based independent Registered Investment Adviser established in 2018 by Ted Toal, CFP®, EA. The firm operates under a fiduciary standard, delivering comprehensive retirement income planning services to pre-retirees and retirees, with specialized expertise in advising federal employees under CSRS/FERS systems and women navigating retirement independently. Its advisory methodology incorporates a proprietary “Income Guardrails” framework, focusing on sustainable, tax-efficient withdrawal strategies that dynamically respond to market volatility. The firm’s investment approach is grounded in evidence-based principles, employing globally diversified, cost-efficient portfolios primarily constructed using institutional mutual funds and ETFs from providers such as Dimensional Fund Advisors and Vanguard.

Platform Details

See in Dakota

Investment Preferences

See in Dakota

Alternative Activity

See in Dakota

Address

925 West Lancaster Ave
Suite 220
Bryn Mawr, PA 19010
Tel: (610) 642-1481

RCS Financial Planning, LLC

Platform Details

Investment Preferences

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Address

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